I'm in Canada, but same idea here as well. I purchased GAP insurance on the M340i and I did as well on my previous 2019 Audi S5 Sportback (thankfully)! It was totaled with less than a thousand miles on it, and they wanted to pay me the depreciated value on it which was almost $12k less for basically driving it off the lot. Crazy. Anyways, I did end up settling with them for the full amount, but it was nice knowing that had they not settled I would have had the safety net of GAP. I paid $1,200 or something like that?
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Current: 2024 BMW M3 Competition xDrive | 2022 Audi Q7
Gone: 2022 Audi RS5 | 2020 BMW M340i | 2019 Audi RS5
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