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Two schools of thought here for me. 1. Make hay while the sun shines. I'm guessing you're in the wheelhouse in terms of income? If so, a few more years of the grind might make a huge difference down the road. Kids are expensive and if you're contributing to higher ed, it would be good to have that banked. BUT... 2. No one ever went to the grave saying " I wish I had spent more time at the office". If the math says it will work and you're comfortable with your finances, then the life/work balance could get a whole lot better.
At age 50 I called it quits being a director in Big Law. Went to 80% basically doing salaried consulting. 6 years later (and it did take me a year or two to actually scale back) I am going to 60%, essentially working so we can stay off my wife's non-profit's health plan. I have 0 regrets. She loves her job and will be there for another decade. Me, a year or two more and I am done.
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