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      09-10-2021, 04:06 PM   #1
Mosaud1998
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Drives: 2019 BMW 540
Join Date: Nov 2019
Location: Suburb of Chicago

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2019 BMW 540  [0.00]
How to build credit?

I was having a conversation with one of my coworkers about buying a house/townhouse in 2-4 years.

I told him my credit score is in the 750s+ but it's all just from credit cards (I've had my credit card for 3-4 years. I'm 23).

He said that it would be hard for me to get approved for a house loan and such since I have light credit.

Not sure if that's true or not but what's a good way to build legit credit? Obviously, I'll have to take a loan out. I've never had a loan. Brought my BMW cash 2 years ago.

Any suggestions would be helpful.
Appreciate 0