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My personal experience and how making a bad impression or a bad experience will still linger even decades later affects how I view Erie. I will NEVER do business with them ever no matter how much cheaper they are. My run in with them was in my early 20s where I attempted to get a policy solely under my name to get off of my parent's insurance which was GEICO at the time.
I talked to an Erie agent and she gave me a quote which was substantially lower than what I was paying being part of my parent's policy. She said the only stipulation was I needed to bring my car to her for a visual inspection. Ok. No problem. She looked over the car and saw some minor paint damage on the roof of the car which was a result of some idiot kids egging my car. She said I would have to have that paint damage fixed before she'll sign off on the car.
So off to the body shop and got that area fixed. Go back and she approved the condition of the car. I wrote a check for the initial payment and waited for the official policy in the mail. A few days go by and I get a call from her. She said Erie won't insure me because I didn't tell them that my car also had my mom's name on the title. Total BS as I did tell her upfront and it was a requirement for GEICO to cover the car under her policy. Then she rambles on about some other BS as to why Erie won't insure me. Pissed that I wasted my time and money to do the paint work that wasn't necessary, I just let things go. Or so I thought.
A couple of weeks later, I get a notice from my bank that I'm over drafted and they are surcharging me. WTF. Everything balanced out as to the withdrawals and deposits....until...I realized the aholes at Erie cashed my check even though they weren't going to insure me. I had to wait a few more works for those jerks to send me back a refund.
So Erie can go F' themselves.
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