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$22/month sounds WAY TOO LOW for any sort of adequate health insurance. I would have expected at least $120/mo minimum.
At my company, Cigna HSA employee-only insurance with a high deductible ($2000 in network, $3000 out of network) is $97/mo. The Cigna PPO low deductible plan is $220/mo.
I would certainly get all the plan information in hand and have someone knowledge in insurance go over it and see what it exactly covers, what the deductibles are, and max out of pocket costs could be.
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They're lying to you.
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