Quote:
Originally Posted by jkoral
Is this true in all states? Just from a quick google for MA, first hit:
If you are involved in an accident with someone that does not have insurance coverage or are involved in a hit-and-run that totals your car, uninsured motorist coverage would reimburse you for the ACV of your vehicle. This coverage is a requirement for Massachusetts auto policies.
I also read that although MA had the second lowest uninsured driver rate in the country (3.5%), we border one of the 2 states in the country that do not require car insurance (NH - Live Free or Die).
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I know it is true in Illinois. I have discussed it with my agent directly. But, after doing a Google, it appears to differ by state. So, I stand partially corrected. It never occurred to me that it varied by state.
Illinois: Uninsured Motorist Bodily Injury (UM) Coverage
Covers you for your bodily injury caused by a hit-and-run driver or an at-fault driver who has no auto liability insurance. Currently, Illinois law requires uninsured motorist limits of at least $25,000 per person and $50,000 per accident."