[JMcLellan]

I didn't really take retirement savings seriously until I was in my early thirties and I wish I had started much earlier. Now after about 10 years the savings is starting to pile up and the path to retirement is clear and predictable for the wife and I.

I did buy one of my dream sports cars this year and it isn't tied to/affecting my long term saving and retirement goals. We decided to do it after assessing our shorter term financial goals (2 to 3 years out) and it didn't really impact those items either so we went for it. We just had to accept the trade offs that we would have to wait a couple years to do more home improvements, post pone a vacation, etc.