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Very seriously.
If I have a regret, it is that I didn't start sooner to save. Made young, dumb decisions. The fact is the sooner you start saving, the less you have to put away each month to reach the same savings goal over starting later; losing the commodity that is more valuable than even money....time. You talk to any investor/financial advisor they'll tell you the most important thing is time in the market.
Also, Charlie Munger, who is the VP of Berkshire Hathaway, stated do what ever you can to save $100k. The reason being is this is the point where compounding really starts to take off so your money is starting to really make you additional money. There are a few videos out there demonstrating this effect with compounding/time from $100k on.
Another thing I wish I redo again is my lack of focus with non qualified (non retirement) investments and Roth. Wish I had focused on those buckets and diversified more. My investment portfolio is heavily loaded on the IRA/401k side. I've been making corrections to that over the past few years to try to have more balance.
My current issue is when do I slow down with saving/investing to start YOLOing more.
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