[unluky]

LOL - if you are driving your dream cars instead of planning for retirement - you better enjoy them to the max while you are young then. I've always "paid myself first" and nothing came before my planning. I could only think about buying a house or cars or whatever with what is LEFT after I invest.

I've still driven fun cars and kept multiple cars for the last few decades, but having a "fun" car is part of my retirement planning. Now I have a nice nest egg, my house is paid off, and all 3 of my cars are paid off.

But I am not one who can "worry about it tomorrow" so if I was I might have made other choices. I sleep like a baby because I am mostly debt free, have a nice egg saved, a little passive income and can let off the gas some and enjoy life without the worry of retirement or debt hanging over my head.

But THAT is what was important to me. If having dream cars when you are young is what is important to you - and you know you won't regret it later - then go for it!