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I bought my 2018 M5 as an all around car. Great in rain and snow. I use snow wheels in winter and live in the Northeast. I buy nice cars for me to drive, not to preserve for the next owner. I am not scared to drive the car, scared of the car, scared of using the car, scared of the car getting used, scared of rain getting the car wet, scared of salted and sanded roads damaging the car. It is just a car. If you are scared of driving the M3, buy a car that you are not scared of driving.
If you live in a super snowy region where snow on the roads is sometimes too deep for a sedan, then an SUV or truck makes sense for winter use or maybe even all year use if you prefer having just one car. I’d probably buy a Cayenne Turbo or X5M if that was my situation, but they don’t have close to the performance of an M3 or M5 due to their weight and aerodynamics.
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