Quote:
Originally Posted by Donut Lord
I would love to live in the Keys, but I am not trying to potentially lose my house 3-4 times a year because of storms
|
It's not that bad if you do it right. My parents have had a second house in the Old Town part of Key West for 35 years. It was built in the late 40's, and it's still going strong. Yes, it's had some storm damage over the years, but nothing major, ever. If I recall there has "only" been like two-three major storms there since they have owned it. A lot of it comes down to exact location, as some areas can flood with a bad thunderstorm, while others, maybe a mile away are bone dry. You need to do your research, and talk to the locals.
Now of course if you live on one of the smaller, thinner Keys, and are right on the water, you could suffer more damage for sure. But even then it's not as bad as some make it out to be. My friend has had a place on Cudjoe Key since 2010. Never had a issue until Irma, which was a direct hit to Cudjoe Key. He had lots of property damage, and his pool was wrecked. But his house made it through with relatively minor damage. A lot of this comes down to home construction and protection when out there.
Yes, there is a risk, but you have to buy right, and insure properly. IMO the risk is worth it it you can swing it. I absolutely love it in the Keys. It is like another world down there. l
Laid back, relaxing, great food, awesome fishing, and it's beautiful.