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Credit cards: Are not even being used and yes I am aware that paying that amount will not allow me to get ahead but did you see the break down? I CAN'T pay more on them without running out of money
Cell Phone: The next plan down is still $59.99 plus they will charge a pro-rated bill for the next month which will be around $150.00 and the amount I save between now and then gets eaten up by there dumb fees for switching plans
Gym: I am in the Army, I have a PT test every 6 months. The $20 dollars I save is not even close to worth getting rid of it. Not even close.
I think some people are just not seeing that what I make, and what I pay out per month is far to close for me to be ADDING to what I contribute to credit cards. The whole point of selling the car is that I don't have ANY spare cash to put ANYwhere. So if I sell the car I can demolish the credit cards and other small tid bits and then those $300 a month bills can be squashed.
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