Online shopping with credit card

11-25-2017, 08:48 AM

Hi, I have never bought products on the Internet, how can I make a purchase in online stores, ebay, Amazon and other. I saw that for the purchase i should to enter info and cvv, how safe is it? do they call or send sms for confirmation? How does it work with large amounts of $ 1000 and more? is it necessary to send a photo id? and can I make a refund?

Delta0311 · 11-25-2017, 09:11 AM

Quote:

Originally Posted by Derzkiy

Hi, I have never bought products on the Internet, how can I make a purchase in online stores, ebay, Amazon and other. I saw that for the purchase i should to enter info and cvv, how safe is it? do they call or send sms for confirmation? How does it work with large amounts of $ 1000 and more? is it necessary to send a photo id? and can I make a refund?

Reputable sites are safe. Are they 100% hack proof, no. So if you want to be extra cautious don't have the site save your credit card info.
Yes you have to enter the CVV no way around that and it's safe.
Amazon will not contact you for a $1k purchase. I don't know how large the purchase has to be for them to call and verify. You will never be asked for a photo ID, which is pretty easy to fake anyway.
Yes you can get a refund.

Always pay with your credit card and not a debit card. Your bank will cover your ass if someone would get your card info and go on a spending spree.

last1left · 11-25-2017, 09:16 AM

If you can get a PayPal account.

minn19 · 11-25-2017, 09:20 AM

If you are worried about getting your CC hacked or compromised then never use it in public offline. It is much more likely a waiter/waitress will scan your info or a scanner at a gas pump etc. The last three times my main CC info was stolen was one of these ways according to my CC company.

Like others said always use a CC and not a debit card and just be diligent about checking your statements etc.

If you are really worried you could get https://www.lifelock.com or a service like this.

iamwingman · 11-25-2017, 09:36 AM

I wouldn’t sweat it. If it’s used fraudulently, you report it as such, charge taken off. End of story. Very easy. I don’t use debit cards, but no worries on credit card.

F30dud · 11-25-2017, 09:44 AM

Just use a CC, not a debit card. The chargebacks in debits are way harder to do than CC

GOLFFRR · 11-25-2017, 09:46 AM

I never use my debit really for anything especially online. I run everything everywhere through my amex. I have had one issue a few years back and amex was on it within a heart beat.

minn19 · 11-25-2017, 10:02 AM

Quote:

Originally Posted by GOLFFRR

I never use my debit really for anything especially online. I run everything everywhere through my amex. I have had one issue a few years back and amex was on it within a heart beat.

This was my experience with AmEx as well. Also the other 2-3 times with my Visa it was taken care of very easily as well.

DSB335d · 11-25-2017, 10:03 AM

I didn't have a CC for years. Only used my debit for everything. I was hacked 3 times and my wife once Bank of America took care of it every time; been with them for 9yrs or so now.

JsL · 11-25-2017, 10:09 AM

I don't know if OP is serious... But I'll bite.

You can turn on account alerts and you will get a text message everytime your cards is used. You'll know right away if it's been compromised.

minn19 · 11-25-2017, 10:29 AM

Quote:

Originally Posted by DSB335d

I didn't have a CC for years. Only used my debit for everything. I was hacked 3 times and my wife once Bank of America took care of it every time; been with them for 9yrs or so now.

I’d still rather they have access to the banks money than my own if I can help it.

shoei · 11-25-2017, 11:05 AM

I'll show you how to make purchases online... Just post your CC number here, along with your expiration date and cvc number from the back of the card... Also your billing zip code...

So simple, even a noob can do it... Or a troll... either or...

11-25-2017, 12:51 PM

Quote:

Originally Posted by minn19

If you are worried about getting your CC hacked or compromised then never use it in public offline. It is much more likely a waiter/waitress will scan your info or a scanner at a gas pump etc. The last three times my main CC info was stolen was one of these ways according to my CC company.

Like others said always use a CC and not a debit card and just be diligent about checking your statements etc.

If you are really worried you could get https://www.lifelock.com or a service like this.

Debit card not support refund?

11-25-2017, 12:58 PM

another question, how to use the Internet bank Fargo? Do I need any confirmation sms or email to login and send money?

Delta0311 · 11-25-2017, 01:04 PM

Ok I need to ask what part of Somalia are you in right now? And which ISIS fraction are you trying to send money to.

shoei · 11-25-2017, 06:53 PM

Quote:

Originally Posted by Delta0311

Ok I need to ask what part of Somalia are you in right now? And which ISIS fraction are you trying to send money to.

///M Power-Belgium · 11-25-2017, 07:00 PM

Quote:

Originally Posted by Delta0311

Ok I need to ask what part of Somalia are you in right now? And which ISIS fraction are you trying to send money to.

I'm pretty sure it's Molenbeek

MKSixer · 11-25-2017, 07:44 PM

Quote:

Originally Posted by Delta0311

Ok I need to ask what part of Somalia are you in right now? And which ISIS fraction are you trying to send money to.

Quote:

Originally Posted by shoei

Quote:

Originally Posted by ///M Power-Belgium

I'm pretty sure it's Molenbeek

Gentlemen, shame on you for disrespecting a Nigerian Prince.

///M Power-Belgium · 11-25-2017, 08:07 PM

Quote:

Originally Posted by MKSixer

Gentlemen, shame on you for disrespecting a Nigerian Prince.

Here is why I said Molenbeek ( Brussels)
I'm not sure you guys know or saw the latest from Brussels ?

The horrible situation was like this last weekend and this weekend (TODAY) again !
Cars and stores are robbed and destroyed ..

The whole situation actually looks like ..*The war for the planet of the apes*
I'm pretty sure you guys can easily recognize the kind of people...

Here is the latest video from *BELGISTAN*

Delta0311 · 11-25-2017, 08:20 PM

Quote:

Originally Posted by ///M Power-Belgium

Here is why I said Molenbeek ( Brussels)
I'm not sure you guys know or saw the latest from Brussels ?

The horrible situation was like this last weekend and this weekend (TODAY) again !
Cars and stores are robbed and destroyed ..

The whole situation actually looks like ..*The war for the planet of the apes*
I'm pretty sure you guys can easily recognize the kind of people...

Here is the latest video from *BELGISTAN*

I heard you guys had more riots this week. What happened their welfare checks didn't clear or did one of you guys went and fucked with them by drawing a stick figure of Mohammed.

tdott · 11-25-2017, 08:30 PM

I have my credit card notifications set to sms me after any card not present transaction (online) that way I can call right away and report it.

No point trying to prevent anything. Just be smart and monitor your accounts. If any fraud happens it will be reversed, usually no questions asked because they can tell what transactions are most likely fraud.

PayPal might be a good way to start shopping online. Most big places accept it and this way you don’t have to give out your info to multiple sites.

shoei · 11-25-2017, 08:41 PM

Quote:

Originally Posted by MKSixer

Quote:

Originally Posted by Delta0311

Ok I need to ask what part of Somalia are you in right now? And which ISIS fraction are you trying to send money to.

Quote:

Originally Posted by shoei

Quote:

Originally Posted by ///M Power-Belgium

I'm pretty sure it's Molenbeek

Gentlemen, shame on you for disrespecting a Nigerian Prince.

Why don't you cash his checks for him then? I'm sure it'll be for a higher amount so you can keep the difference for your troubles...

11-25-2017, 08:48 AM	#1
Derzkiy Guest 0 Rep n/a Posts Drives:	Online shopping with credit card Hi, I have never bought products on the Internet, how can I make a purchase in online stores, ebay, Amazon and other. I saw that for the purchase i should to enter info and cvv, how safe is it? do they call or send sms for confirmation? How does it work with large amounts of $ 1000 and more? is it necessary to send a photo id? and can I make a refund?
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11-25-2017, 09:16 AM	#3
last1left Lieutenant 175 Rep 450 Posts Drives: e92 M3 Join Date: May 2013 Location: West Coast iTrader: (0)	If you can get a PayPal account.
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11-25-2017, 09:20 AM	#4
minn19 Lieutenant General 14729 Rep 10,512 Posts Drives: 25 Z06, 25 X5M60, 24 MMER Join Date: Jul 2013 Location: Minnesota iTrader: (0)	If you are worried about getting your CC hacked or compromised then never use it in public offline. It is much more likely a waiter/waitress will scan your info or a scanner at a gas pump etc. The last three times my main CC info was stolen was one of these ways according to my CC company. Like others said always use a CC and not a debit card and just be diligent about checking your statements etc. If you are really worried you could get https://www.lifelock.com or a service like this.
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11-25-2017, 09:36 AM	#5
iamwingman Major 1207 Rep 1,185 Posts Drives: 21 Carrera S, 23 Tesla Model S Join Date: Jun 2014 Location: South Florida iTrader: (0)	I wouldn’t sweat it. If it’s used fraudulently, you report it as such, charge taken off. End of story. Very easy. I don’t use debit cards, but no worries on credit card.
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11-25-2017, 09:44 AM	#6
F30dud Second Lieutenant 83 Rep 209 Posts Drives: 18 340 msport Join Date: Nov 2017 Location: cali iTrader: (0)	Just use a CC, not a debit card. The chargebacks in debits are way harder to do than CC
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11-25-2017, 09:46 AM	#7
GOLFFRR 11565 Rep 28,223 Posts Drives: GOLFFRR cart Join Date: Mar 2009 Location: we sell BMWs to "ALL" US states iTrader: (4)	I never use my debit really for anything especially online. I run everything everywhere through my amex. I have had one issue a few years back and amex was on it within a heart beat. __________________ BEFORE YOU BUY YOUR NEXT BMW, EMAIL OUR GUY MATT FIRST! Matt Sales:mlui@bmwofcamarillo.com Cell:805-300-9713 vipfinance@bmwofcamarillo.com for warranties!
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11-25-2017, 10:03 AM	#9
DSB335d Captain 1323 Rep 700 Posts Drives: '11 335d DSB/oyster&black/navi Join Date: Dec 2011 Location: West palm beach iTrader: (0)	I didn't have a CC for years. Only used my debit for everything. I was hacked 3 times and my wife once Bank of America took care of it every time; been with them for 9yrs or so now.
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11-25-2017, 10:09 AM	#10
JsL Major 456 Rep 1,266 Posts Drives: 2011 AW M3 ZCP Join Date: Dec 2013 Location: SF Bay Area iTrader: (2)	I don't know if OP is serious... But I'll bite. You can turn on account alerts and you will get a text message everytime your cards is used. You'll know right away if it's been compromised.
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11-25-2017, 11:05 AM	#12
shoei Banned 7749 Rep 2,601 Posts Drives: MW Vespa w/pink racing stripes Join Date: Nov 2007 Location: Peeing in your garden iTrader: (3)	I'll show you how to make purchases online... Just post your CC number here, along with your expiration date and cvc number from the back of the card... Also your billing zip code... So simple, even a noob can do it... Or a troll... either or...
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11-25-2017, 12:58 PM	#14
Derzkiy Guest 0 Rep n/a Posts Drives:	another question, how to use the Internet bank Fargo? Do I need any confirmation sms or email to login and send money?
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11-25-2017, 01:04 PM	#15
Delta0311 Banned 7495 Rep 10,119 Posts Drives: 2011 BMW 335xi E92 2016 228xi Join Date: Apr 2009 Location: NJ iTrader: (1)	Ok I need to ask what part of Somalia are you in right now? And which ISIS fraction are you trying to send money to.
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11-25-2017, 08:30 PM	#21
tdott S.FL S65 Specialist 4335 Rep 4,221 Posts Drives: M3 Join Date: Nov 2010 Location: South FL / 6ix iTrader: (4)	I have my credit card notifications set to sms me after any card not present transaction (online) that way I can call right away and report it. No point trying to prevent anything. Just be smart and monitor your accounts. If any fraud happens it will be reversed, usually no questions asked because they can tell what transactions are most likely fraud. PayPal might be a good way to start shopping online. Most big places accept it and this way you don’t have to give out your info to multiple sites.
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