Anyone has it? Dealer sold me one. Considering how much all the stuff costs to repair I figured it could pay for itself in 2 visits. The question is, are they any good in covering repairs or is this one of those scams again and I should cancel it and ask for my money back?

Apparently it's by American Colonial Administration, LLC and is sold at major dealerships here in MA. I usually don't buy stuff like that but at a major dealership and the guy was swearing by it......